Financial Childhood Memories

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Looking back on my childhood I don’t remember being taught about saving or financial stuff at all. I guess it was because we were very poor. Oh, we always had food, clothes, and shelter but that was pretty much it. And don’t think I’m complaining because I’m not. I’m just reflecting back on some things as I sit here on the couch smelling our freshly shampooed carpet. Back then my stepfather worked very hard as a mechanic and worked out of a shack we kinda just threw together. He only had a sixth grade education but was extremely mechanically inclined. Plain and simple, he was a good mechanic. His skills raised four of us kids and my mother was a stay at home mom. She cooked for us everyday and trust me, we ate GOOD.

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Money wasn’t discussed much at all. Our main focus was just surviving from day to day. Saving money for anything was just not an option. There was no money.

Back then there was no internet or cell phones. The only access we had to the rest of the world was radio and television. Little did I know they were pushing certain agendas and just telling us what THEY thought we should hear or see. Life was good though and I lived through it. I realize my mom and stepfather (my dad died when I was 9) did the best they could do.

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One of my worse memories has to be push mowing our 1 acre HELLACIOUS yard! It sucked ass and was a royal pain! Our mowers were pieced together with wire and any used parts that were available. Our yard was extremely thick grass in some places and bare in others. It came complete with flat spots and hills. Since I’ve grown up, I’ve NEVER mowed anything that even comes close to the nightmare I mowed as a child! But I guess all in all it taught me about hard work and the real world.

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As a kid I developed some bad habits that required SPENDING instead of SAVING. Partying was my downfall in life and it carried over way into my adulthood. This leads me to believe that what you’re taught at a young age tends to stick with you. Please teach your children about money and how to handle it properly and make wise decisions. It’s something that will stick with them throughout their whole lives and hopefully make their lives much more comfortable.

I know it may seem like I’m complaining (and maybe I am to a certain extent) but in all reality I’m the man I am today because of the way I was raised. I had it much easier than my folks did and they had it easier than their folks did and so on. But I realize now the certain things I was missing in my childhood. Financial instruction and basic money management would have helped so much. As far as life itself, I’m definitely a late bloomer. Things I needed to learn as a teenager, I’m learning as an adult. I guess better late than never though huh?

My mom is an extremely intelligent person. I guess she is what you call book smart laced with common sense. I love my mom and feel like she was dealt a bad hand in the game of life and she’s played it the best she could. I love her now and always.

Can anyone relate to my story? I’d love to read your comments.

Thanks for reading,

$aving George

2 thoughts on “Financial Childhood Memories

  1. My dad was born in 1938 and lived his early childhood through the Great Depression mainly raised by his grandfather and aunt while his mother went away for work. My whole life he reused everything, composted, gardened, built things himself and told me to “save my money”. But that was the extenet of my financial education. All through my teens and adulthood I have been great at saving large sums of money and then slowly pissing it away. It’s embarrassing actually. About 6 months ago I finally read “America’s cheapest family” and focused on the budget chapter. I now budget every. single. dollar. from my pay check and it has changed my security and perspective in just a few short months. I also plan to follow the book’s advice about teaching kids how to manage money. Its a process, but now my husband has seen my success over the past few months and just handed over his debit card and paystub so I can help him budget too. With another baby on the way and uncertain job market, there is no better time to get our financial life together. Thanks for the great post.

  2. It sounds like these days you’re doing many things right and that’s refreshing. It’s so easy to do things wrong and not even know it or even worse, not even care. Teach your kids about the importance of finance and how to apply it to their lives. Thanks for the great comment!

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