Saving for retirement. Why you should!

Consistent, dedicated saving might not be glamorous, but it will give you far more freedom and control over your lifestyle down the road. Social Security shouldn't be your only retirement plan Social Security was never meant to be anyone's sole source of retirement income. In fact, a 30-year-old making $50,000 per year today...and who might … Continue reading Saving for retirement. Why you should!

Great money saving tips!

Sometimes the hardest thing about saving money is just getting started. It can be difficult to figure out simple ways to save money and how to use your savings to pursue your financial goals. But you CAN do it! WHAT ARE YOU WAITING FOR? Record your expenses   The first step to saving money is … Continue reading Great money saving tips!

8 Millionaire habits

Believe it or not, most millionaires weren’t born with a silver spoon in their mouth. (although some were of course) I was surfing today and ran across some interesting stuff over at Nerd Wallet  . Here are some of the surprising habits of the wealthiest that you can incorporate in your own life. 1. Make a … Continue reading 8 Millionaire habits

The time is now. SAVE.

Saving money is obviously an important action to be taken to maintain strong financial health. Unfortunately, many of us put it off until our 40's and miss out on DECADES OF COMPOUND INTEREST. It’s also something that many people will never do despite being widely encouraged to do so. Tomorrow holds no significance for them … Continue reading The time is now. SAVE.

Budgeting is the BOMB

A personal budget or home budget is a financial plan for your home and family that allocates future personal income towards expenses, savings (there's that word again) and paying off debt. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal budget. … Continue reading Budgeting is the BOMB

Keep more of your paycheck

Of course this is definitely a personal preference but this is how I feel about it. A tax refund can be a welcome thing when you're living paycheck to paycheck. But a refund means you're letting the IRS hang on to too much of your paycheck throughout the year. Your tax refund represents an interest-free … Continue reading Keep more of your paycheck

The BULLET is still rolling along!

Hmmmm.......the bullet? What's the bullet you might ask? Well to me it's a money saving machine! It's my 2000 Chrysler Concorde. Is it sexy? Far from it! Is it stylish? Hell no! (Lol) Then what is it? IT'S NO MONTHLY PAYMENT!! And that means more $$$$$ in your savings/investment accounts! Now I realize it's an … Continue reading The BULLET is still rolling along!

Financial Stupidity. We All Have It.

Here are some INTERESTING stats I ran across today while surfing the net. We all fall into these in one way or another. A 2017 report in MarketWatch found that half of American households currently live paycheck to paycheck 19% have $0 saved to cover an emergency expenses; 31% have less than $500 in emergency … Continue reading Financial Stupidity. We All Have It.